Property experts tip residential as a prime target for investment

first_img whatsapp Show Comments ▼ KCS-content whatsapp Sunday 30 January 2011 10:42 pm PROPERTY investors plan to cash in on the fragile parts of the residential market over the next 12 months, according to survey figures released today. Just 13 per cent of the 146 property professionals surveyed by Investec believe that residential property values will go up in the next year. Almost half (49 per cent) expect average prices to decline, and one in eight predict a fall of between six and 10 per cent during 2011. Housing was ranked the most attractive buy for property investors this year, with retail and leisure properties ranked joint second best. One in three investors surveyed expects yields to increase this year, while 14 per cent predict a drop. The findings support a poll of economists by Reuters last week that suggested a decline of around two per cent in average UK house prices over the next year. Gary Dobson of Investec’s Structured Property Finance division said: “Residential property values in the UK remain depressed compared to their peak. “This should create some great opportunities for investors as they take advantage of low valuations and higher yields.” Sharecenter_img Property experts tip residential as a prime target for investment by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesBrake For ItThe Most Worthless Cars Ever MadeBrake For ItBetterBe20 Stunning Female AthletesBetterBeLuxury SUVs | Search AdsThese Cars Are So Loaded It’s Hard to Believe They’re So CheapLuxury SUVs | Search AdsMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryAlphaCute30 Rules That All “Hells Angels” Have To FollowAlphaCuteDefinitionDesi Arnaz Kept This Hidden Throughout The Filming of ‘I Love Lucy’DefinitionTaonga: The Island FarmThe Most Relaxing Farm Game of 2021. No InstallTaonga: The Island Farm More From Our Partners Russell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comSupermodel Anne Vyalitsyna claims income drop, pushes for child supportnypost.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgFlorida woman allegedly crashes children’s birthday party, rapes teennypost.comA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgKiller drone ‘hunted down a human target’ without being told tonypost.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgBiden received funds from top Russia lobbyist before Nord Stream 2 giveawaynypost.comMark Eaton, former NBA All-Star, dead at 64nypost.comUK teen died on school trip after teachers allegedly refused her pleasnypost.comFeds seized 18 devices from Rudy Giuliani and his employees in April raidnypost.comWhy people are finding dryer sheets in their mailboxesnypost.com980-foot skyscraper sways in China, prompting panic and evacuationsnypost.comMatt Gaetz swindled by ‘malicious actors’ in $155K boat sale boondogglenypost.comInside Ashton Kutcher and Mila Kunis’ not-so-average farmhouse estatenypost.comI blew off Adam Sandler 22 years ago — and it’s my biggest regretnypost.com Tags: NULLlast_img read more

GVC boosted by £30m ‘synergies’

first_imgAddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Topics: Casino & games Finance Sports betting 13th September 2018 | By contenteditor GVC boosted by £30m ‘synergies’ GVC Holdings revealed today (Thursday) an unexpected £30m (€34m/$39m) financial boost as a result of the takeover of Ladbrokes Coral Group earlier this year, with the company’s online performance and European retail operations helping to lift its half-yearly financial figures.GVC had already set out anticipated cost synergies of £130m in relation to the Ladbrokes Coral acquisition, which was finalised at the end of March.However, it said in today’s trading update that a further £30m in capital expenditure synergies relating to Ladbrokes Coral had been identified.GVC’s proforma results – which for like-for-like purposes showed what the group’s performance would have been if the current structure, including Ladbrokes Coral, had been in place since the start of 2017 – revealed an 8% rise in net gaming revenue to £1.72bn.Gross profit was also up by 6% to £1.16bn, while the firm’s underlying earnings before interest and deductions improved by 11% to £314.1m and underlying profit rocketed by 17% to £277.9m.Kenneth Alexander (pictured), chief executive of GVC, said: “The performance of the GVC Group in the first half has been extremely pleasing in what has been a very busy period.“Strong momentum in online and European retail has continued, and a positive World Cup helped improve trends in UK Retail in the second quarter.“The acquisition of Ladbrokes Coral completed on March 28 and the integration of that business is progressing well. We have now identified capex synergies of at least £30m in addition to the £130m cost synergies and we are well placed to deliver those savings while driving top line growth.“We are gaining market share in all our key markets and we will look to reinvest to further strengthen our market position.”Alexander also said that the US Supreme Court’s decision to overturn a federal ban on sports betting in May had carved out new market openings for the company.“The repeal of PASPA by the US Supreme Court in May provides a significant new market opportunity and we are delighted to have announced a joint venture with MGM Resorts to provide sports-betting and online gaming services in the US,” he added.“The combination of MGM’s leading brands together with GVC’s proprietary technology, and both businesses’ combined betting and gaming expertise, puts the group in the best possible position to benefit from what could become the world’s largest regulated sports betting market.”Image: GVC Email Addresscenter_img Tags: Mobile Online Gambling OTB and Betting Shops Subscribe to the iGaming newsletter Casino & games Company notes additional savings following Ladbrokes Coral takeoverlast_img read more

PAGCOR plays down igaming industry impact on China

first_img PAGCOR plays down igaming industry impact on China A senior figure at the Philippine Amusement and Gaming Corporation (PAGCOR) has played down the impact of the country’s online gambling industry on China amid heightening tensions.Victor Padilla, senior manager of PAGCOR’s policy and offshore gaming licensing division, was speaking during the House budget hearing on the agency’s 2020 budget just days after Chinese Foreign Ministry spokesperson Geng Shuang said that the Philippines should “ban all online gambling”.Padilla claimed that Philippines-licensed sites were not active in any country that prohibits online gambling, per PAGCOR regulations. He also cast doubt on claims that Chinese employees of offshore gaming operators were being mistreated, suggesting it was an issue of “perspective”.It emerged at the start of this week that PAGCOR had opted to suspend the award of licences to offshore operators (POGOs) until at least the end of this year due to concerns about illegal operations and security.This followed a Chinese embassy spokesperson in the Philippines accusing PAGCOR of issuing licences to operators that illegally target Chinese nationals. The spokesperson warned the Philippines to adopt “concrete and effective measures to prevent and punish the Philippine casinos, POGOs and other forms of gambling entities for their illegal employment of Chinese citizens and crack down related crimes that hurt the Chinese citizens”.The Cambodian Government has also ceased awarding new online gambling licences with immediate effect in an effort to clamp down on illegal gambling activities.However, although Geng said at his regular press conference this week that he “appreciates” the steps taken by the Philippines and Cambodia, he called for the Philippines to “go further and ban all online gambling”.The budget hearing also saw PAGCOR assistant vice president Sharon Quintanilla reveal that the regulator expects total revenue for 2019 to reach P73.88bn (£1.15bn/€1.27bn/$1.41bn), down from 2018’s total of P104.12bn. Of this sum, P51.53 is expected to be allocated to “nation-building” projects, such as constructing schools and accommodation, she said. Revenue for the first six months of 2019 amounted to P38.08bn.Representatives at the hearing praised PAGCOR for being a partner in support in rebuilding efforts following natural disasters.  23rd August 2019 | By contenteditor Legal & compliance Topics: Legal & compliance AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Subscribe to the iGaming newsletter Tags: Online Gambling A senior figure at the Philippine Amusement and Gaming Corporation (PAGCOR) has played down the impact of the country’s online gambling industry on China amid heightening tensions. Regions: Asia Philippines Email Addresslast_img read more

IPL 2019 KXIP vs DC: Watch Live action

first_img Viking Classic Birmingham 2021 Final: Ons Jabeur beats Daria Kasatkina to clinch title Sport News By Kunal Dhyani – April 1, 2019 Euro 2020, Italy vs Wales LIVE: Matteo Pessina goal helps Italy beat Wales, finish top of Group A with flawless record; Follow Live Updates SportSport News IPL 2019 KXIP vs DC: Watch Live action Football Football Previous articleIIT Kharagpur to develop training module for Gopichand AcademyNext articleIPL 2019 RCB vs RR: Live streaming, teams, time in IST and where to watch Bangalore vs Rajasthan match on TV Kunal DhyaniSports Tech enthusiast, he reports on Sports Tech industry and writes on sports products. YourBump15 Actors That Hollywood Banned For LifeYourBump|SponsoredSponsoredDaily FunnyFemale Athlete Fails You Can’t Look Away FromDaily Funny|SponsoredSponsoredPost FunThese Twins Were Named “Most Beautiful In The World,” Wait Until You See Them TodayPost Fun|SponsoredSponsoredMaternity WeekA Letter From The Devil Written By A Possessed Nun In 1676 Has Been TranslatedMaternity Week|SponsoredSponsoredDefinitionTime Was Not Kind To These 28 CelebritiesDefinition|SponsoredSponsoredMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStory|SponsoredSponsored RELATED ARTICLESMORE FROM AUTHOR TAGSDelhi CapitalsIPL 2019IPL 2019 LiveIPL 2019 Live MatchIPL 2019 Live streamingIPL 2019 ScheduleIPL LiveIPL Live streamingKings XI PunjabKings XI Punjab vs Delhi Capitals LiveKXIPKXIP vs DC LiveWatch KXIP vs DC Live SHARE Football Football ATP Tour Facebook Twitter Sport News Football Euro 2020, Ukraine vs Austria: Ukraine to ensure round of 16 berth against Austria, Follow Live Updates In Match 13 of VIVO Indian Premier League 2019 (IPL 2019), Kings XI Punjab would look to take advantage of the home ground as they host Delhi Capitals at the Punjab Cricket Association IS Bindra Stadium, Mohali on MondayLive Telecast Halle Open 2021 Final: Ugo Humbert defeats Andrey Rublev to become champion Tokyo Olympics: Dutee Chand, Hima Das among top athletes seeking direct Olympic qualification during IGP 4 Bett1Open 2021 Final: Liudmila Samsonova beats Belinda Bencic to clinch title Share on Facebook Tweet on Twitter Euro 2020- Switzerland beat Turkey 3-1: Shaqiri’s brace keep Switzerland hopes alive; Turkey face exit from Euros Copa America 2021 COL vs PER LIVE: When and where to watch Colombia vs Peru LIVE streaming in your country, India, Follow live update Copa America 2021 Copa America 2021 VEN vs ECU LIVE: When and where to watch Venezuela vs Ecuador LIVE streaming in your country, India, Follow live update Euro 2020 MKD vs NED LIVE, North Macedonia vs Netherlands: North Macedonia to inflict a surprise defeat on Netherlands by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May Like24/7 SportsIt’s Amazing To See How These NBA Stars Have Changed Since College24/7 SportsMicrosoftBring your desktop to life with Bing WallpaperMicrosoftE! OnlineTLC’s So Freaking Cheap Takes Penny-Pinching to the ExtremeE! OnlineThe Indian Premier League Season 12 (IPL 2019) will be broadcast live in eight languages, including Hindi and English, across nearly twenty Star India Network screens –Tamil: Star Sports Tamil (All match days); and Vijay Super SD for the Opening, Closing ceremonies and live matches on all Sundays.Telugu: Star Sports Telugu (All match days); and Maa Movies SD and HD for the Opening, Closing ceremonies and live matches on all Sundays.Kannada: Star Sports Kannada (All match days); and Star Suvarna SD and HD for the Opening, Closing ceremonies and live matches on all Sundays.Also Read: IPL 2019: Rajasthan Royals’ schedule, tickets, squad, coach: All you need to knowIPL 2019: Kings XI Punjab launch Box Office ticket salesIPL 2019: Kolkata Knight Riders’ schedule, squad, tickets, coach – All you need to…Bengali: Star Sports Bangla  (All match days); and Jalsha Movies SD and HD for the Opening, Closing ceremonies and live matches on all Sundays.Marathi: Star Pravah SD and HD for the Opening, Closing ceremonies and live matches on all Sundays.The match will also be streamed live on Star’s OTT platform Hotstar.The KXIP vs DC  IPL 2019 match will be played on April 1, 2019The KXIP vs DC IPL 2019 match will be played at the Punjab Cricket Association IS Bindra Stadium, Mohali.The Kings XI Punjab vs Delhi Capitals (KXIP vs DC) IPL match will begin at 8:00 PM IST.Team (from):Kings XI Punjab: Lokesh Rahul(w), Chris Gayle, Mayank Agarwal, Sarfaraz Khan, David Miller, Mandeep Singh, Hardus Viljoen, Ravichandran Ashwin(c), Varun Chakravarthy, Mohammed Shami, Andrew Tye, Karun Nair, Sam Curran, Simran Singh, Nicholas Pooran, Mujeeb Ur Rahman, Murugan Ashwin, Ankit Rajpoot, Arshdeep Singh, Darshan Nalkande, Agnivesh Ayachi, Harpreet BrarDelhi Capitals: Shreyas Iyer (capt), Shikhar Dhawan, Prithvi Shaw, Rishabh Pant, Amit Mishra, Ishant Sharma, Kasigo Rabada, Axar Patel, Chris Morris, Colin Munro, Avesh Khan, Bandaru Ayyappa, Harshal Patel, Nathu Singh, Sandeep Lamichhane, Trent Boult, Hanuma Vihari, Jalaj Saxena, Keemo Paul, Rahul Tewatia, Ankush Bains, Sherfane Rutherford, Colin Ingram and Manjot Karla.The match starts at 8 pm. Broadcast on Star Sports Network channels will start from 6:30 pm. Star’s OTT platform Hotstar will live stream the match.Also Read: IPL 2019: Mumbai Indians rope in Alzarri Joseph for Adam MilneIPL 2019: Mumbai Indians’ schedule, squad, tickets, coach – All you need to knowUsha International celebrates continued association with Mumbai IndiansIPL 2019: Mumbai Indians tie-up with William Lawson’s by Bacardi India Sport News last_img read more

Two things the father of value investing once said

first_img Views expressed in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. “This Stock Could Be Like Buying Amazon in 1997” Image source: Getty Images. Our 6 ‘Best Buys Now’ Shares Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Two things the father of value investing once said Simply click below to discover how you can take advantage of this.center_img Benjamin Graham, commonly known as father of value investing, is the author of The Intelligent Investor. This book is widely read all over the world and cited as a must read by many professional investors. Benjamin Graham described the difference between the market price of a stock and the intrinsic value of the stock as the ‘margin of safety’. For example, if an investing company has a net asset value of 20p per share, but is available to buy at 15p, then the 5p difference is the margin of safety. This is because we would be able to buy the stock at a discount to its actual value. If the business shut up shop the next day, then surplus assets would be distributed to their owners – the shareholders.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Graham was a firm believer that investment is a business, rather than a game of speculation or betting. It involves a disciplined method that must be followed. The stock investor is not defined as right or wrong by the stock price, but by the facts and analysis.Warren Buffett’s idea of the stock market being a place where everyday somebody turns up and offers a different price for your shares came from Graham.Here are two pieces of wisdom from Benjamin Graham.The intelligent investor is a realist who sells to optimists and buys from pessimistsThe intelligent investor looks at every piece of the puzzle – they use all available information to come up with a fair value for a stock. If the current stock price is above this fair value, then the market is being optimistic. Graham would be interested in buying a stock that the market views optimistically.Instead, he’d rely on there being a margin of safety, and buy a stock that the market is pessimistic about.In the short run, the market is a voting machine but in the long run, it is a weighing machineGraham believed that a proper investment decision is made on analysis of the financials and numbers alone. By focusing on what could be quantified, he did not take into account any exuberance or hatred of the stock, and went to work by focusing on what he knew best.Graham understood that the market would change every day. He knew that people would always be buying and selling, and that this activity affects prices. But he also knew that ultimately the price would eventually reflect the valuation if he stuck around long enough and waited patiently.He also knew that by ignoring the price action of a stock and focusing solely on the business, he would never succumb to the lure of a fast moving price.It’s a lesson as relevant today as it was then. There’s always a reason to buy and sell every single day, as Mr Market turns up and offers us new prices on a daily basis. But just because there’s a reason, doesn’t mean that it’s a good one.  Michael Taylor | Thursday, 13th February, 2020 I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Enter Your Email Address See all posts by Michael Taylorlast_img read more

How I’d start earning passive income for the cost of weekend brunch

first_imgHow I’d start earning passive income for the cost of weekend brunch “This Stock Could Be Like Buying Amazon in 1997” Enter Your Email Address As spring bursts forth and lockdown restrictions are set to ease, outside eating is set to return. Weekend brunch in the park or a café is ordinarily a staple of many people’s social diaries. But while brunch only lasts a mealtime, a passive income stream could last a lifetime.Here’s how I’d start earning passive income for just the cost of weekend brunch.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Regular savingThe cost of brunch varies a lot. But let’s say that one spends £20 a week on brunch. Putting that away each week comes to a little over a thousand pounds a year.I would use that money to start buying shares instead. It wouldn’t even mean I couldn’t have brunch in future – but whether I did or not, I’d still make a point of keeping this saving habit.In the beginning I couldn’t afford to buy many shares so I’d seek to manage my risk by buying only a conservatively run, blue chip company. For example, a company like Tesco or National Grid would be on my consideration list here. Both yield between 5% and 6%, so I would expect £50–60 a year in passive income per year from them in future from my first year of saving if the dividends are maintained. That passive income could pay for a few brunches!Over time, though, I would try to buy a wider selection of shares to diversify. Tesco faces risks from fast growing discount retailers, while National Grid could have profits constrained by regulatory changes. Investing in a broader basket of shares as my cash pile grew could help expose me to more names and so reduce my overall risk from any one investment.Two passive income picksI find good passive income ideas often emerge in industries that are mature and maybe even in their sunset years.That is because the companies are able to throw off substantial amounts of cash thanks to their long-established customer base. However, there are limited opportunities to redeploy that cash in the business for growth. So it can be distributed to shareholders as dividends, although as with any shares there is no guarantee of future dividends no matter how good the dividend history.An example is tobacco. The two leading FTSE 100 tobacco companies are British American Tobacco and Imperial Tobaccco. BAT yields 7.5%, while Imperial yields 9.5%. That is a very attractive yield to me. Instead of spending money buying cigarettes after brunch, I could be earning passive income from millions of customers doing that.However, high yields can sometimes signal higher risk. For example, cigarette use is declining in many markets and the industry operates within very tight marketing constraints. Both companies are looking into next generation products like vaping, but for now I don’t think they will be as popular or profitable as cigarettes once were.I hold both names and they are passive income favourites of my portfolio – but I am also realistic about the threats to the industry. That is why I am constantly looking for other passive income ideas I can use to build a profitable, diversified portfolio. That sounds as tasty as brunch! See all posts by Christopher Ruane I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Christopher Ruane | Saturday, 20th March, 2021 Our 6 ‘Best Buys Now’ Sharescenter_img I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Simply click below to discover how you can take advantage of this. Image source: Getty Images christopherruane owns shares of British American Tobacco and Imperial Brands. The Motley Fool UK has recommended Imperial Brands and Tesco. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge!last_img read more

Edinburgh team v Cardiff – Simon Webster makes first start!

first_imgLATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS After three tough away Magners League games in the space of 12 days, Edinburgh aim to exploit home comforts to the full when they return to Murrayfield for the first time in six weeks to face Cardiff Blues on Friday night (kick-off 7.30pm). The match is interim head coach Nick Scrivener’s first in front of the capital crowd, who will share his determination to gain revenge for the 21-14 defeat sustained against the same opposition in Edinburgh’s last home fixture on January 22.Scrivener has made five changes to his team for a game he describes as a “vital opportunity to lay a marker for the rest of the season.”Up front, Edinburgh welcome back tight-head prop Geoff Cross, who came off the bench to win his third Scotland cap in the RBS 6 Nations Championship match against Ireland last Sunday.Esteban Lozada will line up in the second row alongside Steven Turnbull, while David Denton makes a first Magners League start for the club at blindside flanker. With Alan MacDonald and Roddy Grant both ruled out of this game through injury, Struan Dewar gets an Edinburgh debut at openside.In the backs, Simon Webster will make his first tournament start of the season on the wing.Scrivener confirmed: “Webbo has been fit and itching to get game-time for a couple of months now, but he’s had to show a degree of patience, mainly because of the form of our other wingers.“He deserves this chance to show he can sustain over a longer period the sort of lively showing we’ve seen from him off the bench of late.“The changes we’ve made in the pack are designed to see us get more from our front five. We want our big guys to really make an impact, particularly in contact, and the players we’ve brought in have the ability to do that.“As we’ve seen on a number of occasions in the last couple of months, Geoff Cross is really coming on as a ball carrier and offers excellent leg-drive.“Esteban Lozada is another who is at his most effective when focussed on his core role – being what you’d call a tight lock, hitting rucks, hitting opposition players and carrying the ball. He’s strong in the lineout in both an attacking and a defensive sense, and will complement Steven Turnbull well.“We’ve decided to give David Denton a start because of the size, desire and energy that he brings to the table. There’s no doubt that he’s a raw talent, but he’s first and foremost a talent, and we want to exploit the ability that he offers in the here and now while continuing to work on him.“I’ve been watching Struan closely with Heriot’s and the Scotland 7s team, and I’ve been impressed by his energy and all-round game. He’s confident on the ball and is a good link player. He’s also happy in the wider channels: he can offload and he can pass.”Scrivener has demanded that his players give a rugby-starved Edinburgh audience reason to get behind them from the off.He said: “It’s great to be playing in front of our own crowd after three games on the road, and we know we’ve got a responsibility to perform in a way that lifts them and makes clear the hurt we all feel about our recent results.“All three of the Cardiff games to date this year have been typical of our season: we’ve competed well in patches but not over the 80 minutes. We’re looking for consistency of performance, both within games and from week-to-week. That’s the challenge to the players over these last six games of the Magners League regular season.”Tickets for Friday’s game are available via www.edinburghrugby.org, by calling 0131 346 5180 or by visiting the Murrayfield Ticket Centre (just off Roseburn Street) in person.  Book by 5pm on Thursday and save £5 on the standard adult admission price.The Ticket Centre will be open from 9am on Friday for match-day sales and collections.EDINBURGH TEAM TO PLAY CARDIFF BLUES IN THE MAGNERS LEAGUE AT MURRAYFIELD ON FRIDAY 4 MARCH (KICK-OFF 7.30PM)15 Jim Thompson14 Simon Webster13 Ben Cairns12 James King 23 Andrew TurnbullNot considered due to injury: Alex Blair (back), Chris Bloomfield (ACL), Fraser Brown (neck, in post-surgery rehabilitation), Grant Gilchrist (ankle), Phil Godman (knee), Roddy Grant (knee), John Houston (knee), Gregor Hunter (groin), Lee Jones (ankle), Alan MacDonald (shoulder), Stuart McInally (hand), Fraser McKenzie (hip), Ross Rennie (toe). 11 Tim Visser10 David Blair9 Greig Laidlaw (CAPTAIN)1 Lewis Niven2 Andrew Kelly3 Geoff Cross4 Esteban Lozada5 Steven Turnbull6 David Denton8 Netani Talei7 Struan DewarSUBSTITUTES16 Alun Walker17 Kyle Traynor18 David Young19 Scott MacLeod20 Scott Newlands21 Ross Samson22 Tom Brown Video of the day thumbnail last_img read more

House-Workshop for an Artist / Planmaestro

first_imgArchitects: Planmaestro Area Area of this architecture project CopyMixed Use Architecture, Houses, Interior Design•Peñalolén, Chile “COPY” Chile Mixed Use Architecture Photographs Save this picture!© Mathias Jacob+ 28 Share Year:  “COPY” Photographs:  Mathias Jacob Manufacturers Brands with products used in this architecture project Projectscenter_img Area:  135 m² Year Completion year of this architecture project House-Workshop for an Artist / PlanmaestroSave this projectSaveHouse-Workshop for an Artist / Planmaestro ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/878443/house-workshop-for-an-artist-planmaestro-arquitectos Clipboard 2017 CopyAbout this officePlanmaestroOfficeFollowProductsWoodGlassConcrete#TagsProjectsBuilt ProjectsSelected ProjectsMixed Use ArchitectureResidential ArchitectureHousesInterior DesignPeñalolénChilePublished on August 27, 2017Cite: “House-Workshop for an Artist / Planmaestro ” 27 Aug 2017. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogWoodTechnowoodPergola SystemsWindowsMitrexSolar WindowMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialCommunications2NIntercom – 2N® IP BaseSkylightsLAMILUXGlass Skylight FE Pyramid/HippedConcreteKrytonCrystalline Waterproofing – KIMWood Boards / HPL PanelsBruagWall Cladding – MDF Perforated PanelsStonesMikado QuartzQuartz Slab – ClassiqueFloorsFranken-SchotterFlooring Panels – Dietfurt LimestoneWindowspanoramah!®ah! CornerFittingsSaliceStorage Accessories – Excessories, Pull- outArmchairs / Couches / Futons / PoufsEmuSeating System – TamiMore products »Save想阅读文章的中文版本吗?用木材将建筑的表皮全覆盖,凸显艺术家工作室的品味 / Planmaestro是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Manufacturers: Atika, CLC Maderas, Metalcon, Sikkens HLSe, Ventanas Chile, WasserStructure Calculation:Ruiz Saavedra IngenierosConstruction:Julio HernándezArchitects In Charge:Mathias Jacob, Andrea Jacob, Alejandro GalarceCity:PeñalolénCountry:ChileMore SpecsLess SpecsSave this picture!© Mathias JacobRecommended ProductsDoorsStudcoAccess Panels – AccessDorWoodLunawoodThermo Timber and Industrial ThermowoodEnclosures / Double Skin FacadesAlucoilStructural Honeycomb Panels – LarcoreEnclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsText description provided by the architects. The requirement was a building that would accommodate an artist’s studio and residential space for occasional use as a weekend house. The 1.500 sqm site is located in Peñalolén, a suburban district with low construction density, and neighbors some undeveloped sites.Save this picture!© Mathias JacobThis condition leaves the building very exposed to its surroundings, so the client required that the project would limit the exposure of the interior spaces and provide privacy. The project also had to be capable of becoming an exclusively residential building at a future time, so it needed spaces to allow new uses and an extension to be planned.Save this picture!© Mathias JacobThe privacy of interior spaces was addressed by limiting and directing the views to and from the exterior. This was accomplished by arranging mass and void volumes through the perimeter, placing openings to allow certain views. The mass and void relation is contained between the two horizontal planes of floor and ceiling. The mass volumes offer interior space for furniture and closets.Save this picture!Ground Floor PlanSave this picture!© Mathias JacobSave this picture!SectionsSave this picture!© Mathias JacobThe voids open views and access to the exterior through floor-to-ceiling windows, which are receded from the facade, forming covered exterior spaces. This confinement between two horizontal planes is only interrupted in the central room, where space is defined by a ceiling at a higher level. The difference between both ceiling heights allows natural light to enter through a ribbon window.Save this picture!© Mathias JacobThe rooms are divided into three zones. To the east, there are two bedrooms and two bathrooms. The central room is a social area, containing living, dining, kitchen facilities and entry hall. This space opens to a covered terrace to the north. To the west, the working studio opens to the central room and to the terrace and is also connected to a covered service yard with a sink, where the work with wet materials is done.Save this picture!DetailsThe future transformation for exclusively residential use considers the following operations. The studio space will become a dining room and will open to a larger kitchen located in the current service yard. The central room will be used as a larger living room. Finally, an extension to the east will add a master bedroom and bathroom, and another bedroom.Save this picture!© Mathias JacobThe construction system consists of concrete foundations, steel frame structure and light steel internal walls. A ventilated facade of vertical wooden slats was used for the exterior perimeter. The use of the same material for all exterior walls reinforces the perception of mass volumes interrupted by void spans. The ventilated facade also helps with the thermal control of interior space.Save this picture!© Mathias JacobProject gallerySee allShow lessIn Residence: Inside Mattia Bonetti’s Home on Lake LuganoVideosThe Beauty of Minimalism: The Best Photos of the WeekArticles Share ArchDaily ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/878443/house-workshop-for-an-artist-planmaestro-arquitectos Clipboard House-Workshop for an Artist / Planmaestro last_img read more

DAILY OIL PRICE: May 24

first_img Oil Barrels DAILY OIL PRICE: May 24 Pinterest Pinterest Facebook Crude Oil: 58.63   (+0.72).Nymex MTD AVG:   61.4670.Natural Gas: 2.598  (+0.020).Gasoline: 1.9345  (+0.0212).Spreads: July/August   (-.08)   August/September   (-.02).Plains WTI Posting: 55.00  (+0.50).</ul Previous article051619_OHS_Spring_game_FB_JF_18Next articleHART: A Biden statue wouldn’t make it Digital AIM Web Support TAGS  Twitter WhatsApp WhatsApp Twitter By Digital AIM Web Support - February 24, 2021 Facebook Local NewsIn the Pipelinelast_img

Quicken Still Fighting Government’s Lawsuit Over FHA Loans

first_imgHome / Daily Dose / Quicken Still Fighting Government’s Lawsuit Over FHA Loans March 11, 2016 4,270 Views Related Articles Share Save Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago About Author: Xhevrije West Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago in Daily Dose, Featured, News Previous: Slow Wage Growth: Not a Sign of a Weak Labor Market Next: HUD Measures Progress Toward Helping Struggling Homeowners Quicken Loans is in the midst of a government lawsuit for allegedly knowingly submitting claims  for hundreds of improperly underwritten Federal Housing Administration (FHA)-insured loans and where that case will be settled.The most recent controversy from this case involves where the case should be tried. The government agencies believe that the case should be situated in Washington, D.C., while Quicken recently submitted a renewed request to move the case to Detroit, Michigan, according to a report from The Detroit News.The report said on Wednesday, U.S. Attorney Brian Hudak filed a 376-page motion stating, “The Court should not reward Quicken Loans’ filing of meritless pre-emptive suit by granting it its favored forum when this district is an appropriate forum for the case to proceed,” Hudak said.Jeffrey B. Morganroth, Managing Partner of Morganroth & Morganroth and attorney for Quicken Loans, sat down exclusively with DS News to explain the lender’s case in further detail and the company’s reason for wanting to move the case from Washington, D.C., to Detroit, Michigan.Morganroth said in an interview Friday that Quicken deems Detroit to be an “appropriate, proper and convenient location” to hold the proceedings of the case.”Quicken Loans is the number one FHA lender both in quality and quantity,” he stated. “That is based on FHA’s own published statistics. Quicken also has the lowest default rate for the loan that they originate for the FHA out of any large lender. Their default rate is three times better than the FHA pool of lenders.”Jeffrey B. MorganrothMorganroth said that the case was filed in the Detroit Federal Court in April 2015 and “that is the most appropriate, proper, and convenient location for a case like this.”The lender filed a suit in April 2015 in the U.S. District Court for the Eastern District of Michigan against the U.S. Department of Justice and the Department of Housing and Urban Development, claiming the agencies have been trying to bully the company into making “blatantly false” statements and demanding the company pay “an inexplicable penalty or face legal action,” according to a statement released by Quicken.The Detroit-based lender claims the government has enjoyed “extraordinary profitability for FHA’s insurance program” through its efforts, saying the company’s participation in FHA’s program will earn the government more than $5.7 billion in net profits “from the insurance premiums collected above and beyond claims made from over $40 billion in FHA home loan volume closed by Quicken Loans during the 2007 to 2013 timeframe.””After three years of struggling to understand the DOJ’s position and methodology,” said Quicken CEO Bill Emerson, “it is time to ask the court to intervene. It’s a shame the DOJ would choose to attack the country’s largest and highest quality FHA lender … at the very time our nation needs expanded access to credit for middle-class Americans who benefit most from the FHA program.”Just a six days after Quicken filed its suit, the DOJ filed a lawsuit against Quicken accusing the lender of improperly originating and underwriting FHA-insured mortgages, according to an announcement from the DOJ.”Those who do business with the United States must act in good faith, including lenders that participate in the FHA mortgage insurance program,” said Principal Deputy Assistant Attorney General Benjamin C. Mizer of the Justice Department’s Civil Division. “To protect the housing market and the FHA fund, we will continue to hold responsible lenders that knowingly violate the rules.”Quicken then filed a motion to transfer the D.C. case to Detroit, which Morganroth says is “the most appropriate, proper, and convenient forum.”There were two reasons that Quicken raised with the court in D.C. to transfer, according to Quicken’s counsel for the case. First, there was an already a case pending that had some overlap with the D.C. case in the earlier file case with control and both cases should be heard in the same location. Second, there is a statute (1404) that has various factors in terms of whether or not a case should be transferred to a different forum. “If applied, under these factors, it makes clear that Detroit is the most appropriate, proper, and convenient forum,” Morganroth reintegrated.”Essentially, all of the witnesses identified in the government’s complaint are located in Detroit, all of the documents referenced in the complaint are in Detroit, and all of Quicken’s management and employees who made decision that are at issue in the D.C., complaint are all in Detroit. There is no real link to D.C.,” Morganroth explained in the interview.The court did not initially rule on the motion. The judge decided to hold off and to stay that entire case for a determination on a motion filed by the government as to Quicken Loans’ case in Detroit they moved to dismiss. Judge Goldsmith in the eastern district of Michigan dismissed Quicken’s case on largely procedural grounds, determining that the best way to resolve these issues would be as defenses in connection with the government’s D.C. case.We then refiled our motion to transfer because the judge in D.C. said based on that motion and the decision that happened in Detroit, one of the grounds that were raised in our original motion was no longer an issue, so Quicken shifted their focus back to the 1404 statute.The government filed their opposition this week. Morganroth says, “It glaringly evidences this desperate attempt by the government to venue shop and pick a jurisdiction that doesn’t really have any link to the case and would make the case more burdensome, costly, and difficult for Quicken to defend. Their opposition is filled with mischaracterizations and disingenuous spin. They make ridiculous arguments including that Quicken sponsors a PGA Tour golf event in Washington, D.C., which benefits military families and that supposedly is one of the reasons why that jurisdiction is the right one. They make an argument that Quicken is not entitled to a transfer of their case because the Detroit case was dismissed, but the fact that it was dismissed has no bearing on the 1404 transfer motion.He continued, “Finally, what the DOJ is doing in their opposition is trying to make some argument that government employees are core witnesses in the case and they have a listing of these employees that are located in Washington, D.C., however, the employees that they list are claims and payment processing employees and the case has nothing to do with claims and processing of payments.”Morganroth said that the heart of the case is whether or not Quicken Loans knowingly engaged in a scheme to violate FHA guidelines.On March 8, Quicken filed a motion to dismiss the D.C. case. “We did that because the complaint does not allege a False Claims Act violation. It does make that assertion, but the pleating is defective because they can’t and have not asserted any factual allegations that would support any of the elements of a False Claims Act violation. This has not been done because there are no facts to support that claim.” Sign up for DS News Daily center_img The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago FHA Lawsuits Quicken Loans 2016-03-11 Brian Honea Tagged with: FHA Lawsuits Quicken Loans Demand Propels Home Prices Upward 2 days ago Quicken Still Fighting Government’s Lawsuit Over FHA Loans Servicers Navigate the Post-Pandemic World 2 days ago Xhevrije West is a talented writer and editor based in Dallas, Texas. She has worked for a number of publications including The Syracuse New Times, Dallas Flow Magazine, and Bellwethr Magazine. She completed her Bachelors at Alcorn State University and went on to complete her Masters at Syracuse University.  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribelast_img read more